POL00069056_004 - Hughie Noel Thomas case study: Letter from D E L Storey to Post Office Limited, Clive Burton re: Hughie Noel Thomas

Evidence on official site

POLO0069056_004

POL00069056_004

a “a ACK
7 ll Ws fe Official Receivers Office

BF [pysozvency Sule s

mmm SERVICE Windsor House

Pepper Street
Chester
CH1 1DF

www. insolvency.gov.uk

Post Office Limited

Clive Burton

Former Agents Debt Team
2" Floor West Block

No 1 Future Walk
Chesterfield

S49 1PF

DX address: 20025
DX exchange: Chester

Your ref: POLFS-1004039

Our ref: daly/LLAN 1 2008/B - Please quote this in any reply
Ext. no: 2788

e-mail: Chester.OR@_
Date: 6 October 2008

Dear Sir / Madam

IN THE LLANGEFNI COUNTY COURT 1 of 2008
RE: HUGHIE NOEL THOMAS

Thank you for your letter dated 2" October 2008.

I can confirm that Post Office Limited has been added to the list of creditors for the case.
I enclose a copy of the report to creditors.

Yours faithfully

WASS OOCYTE rn
Case Officer

Encl.

Q) LS_010674893_00

‘Awarded for excellence 1XVESTOR IN PEOPLE
POL00069056_004
POL00069056_004

CARA
CAR A (b1)
THE INSOLVENCY ACT 1986
IN THE LLANGEFNI COUNTY COURT 1 of 2008

IN BANKRUPTCY

RE: HUGHIE NOEL THOMAS Retired, of 1_.
carrying on business as a Postmaster from the Pos:
Anglesey LL60 6DB

This is my report to creditors under Rule 6.73 of the Insolvency Rules 1986.

I am presently aware of the following assets and liabilities.

I ASSETS £ £

Motor Vehicle (see note b) Nil

TOTAL ASSETS Nil
LIABILITIES

Loans (2) 30,743
Credit & Store Cards (2) 17,531
Crown Debts (1) 9,098
Post Office (1) 42,165

TOTAL LIABILITIES 99,537

ESTIMATED DEFICIENCY 99,537

Notes: ;
a) The bankrupt states that the property at :
rented.

b) The Official Receiver’s enquiries are continuing into the valuation of the bankrupt’s motor

vehicle, a Saab 9000 and personal registration plate; GRO}

1) Onthe basis of the above information there appears to be no prospect of a distribution to
creditors.

2) Any distribution made will depend on the value of the assets realised and the costs of the
bankruptcy proceedings.

LS_008626018_00
POLO0069056_004

POL00069056_004

3) The bankruptcy order was made on 24 January 2008, on the petition of the debtor presented
on the same day.

4) The bankrupt has been interviewed and states that his business ceased in October 2005 due
to an accounts dispute and he has not traded since. He sold his stock and property in 2006
realising minimal profit used for solicitors fees. With no realistic means of employment and
paying his debts he sought advice and filed his petition upon which these proceedings are
based.

5) The bankrupt attributes his insolvency to the closure of his business.
6) I Upon the making of the bankruptcy order I was appointed receiver and manager.

7) Asaresult of the issue of the notice of no meeting attached, I am trustee of the bankruptcy
estate.

8) Asno meeting is to be held and there is no apparent prospect of a distribution of funds,
creditors will not be asked to submit a proof of debt form as a matter of course. Should you
need to formalise your claim by lodging a proof of debt, you can find one on the Insolvency
Service website at www.insolvency.gov.uk (select "forms" then form 6.37). Alternatively you
can request one from my office.

PLEASE NOTE THAT CLAIMS WILL NOT BE ACKNOWLEDGED

9) Enquiries concerning this bankruptcy should be addressed to Miss D Lydiate, at the address

below; telephone number} GRO :When telephoning or writing, please quote the full
name of the case. sii

10)I will be pleased to receive from creditors useful information concerning the bankrupt’s dealings
or property, together with particulars of any written or oral statement made by the bankrupt
concerning their financial position, and to consider suggestions for further explanation or
enquiry. Please see attached information sheet.

11)Further information about The Insolvency Service and the role of the Official Receiver is
contained in the booklet “A Guide for Creditors” (available on request) and on The Insolvency
Service’s website at www.insolvency.gov.uk.

12)Possible breaches of the insolvency legislation may I be feported directly to me or by using The
Insolvency Service's 24 hour hotline on’

Date [insert date of RTC]

Mrs D E L Storey
Official Receiver
Chester

Suite 5

3rd Floor
Windsor House
Pepper Street
Chester

CH1 1DF

LS_008626018_00
POL00069056_004
POL00069056_004

INFORMATION SHEET
Examples of useful information would be if you have information previously unknown to the Official
Receiver, which identifies undisclosed assets or debts, or about behaviour on the part of the
bankrupt which contributed significantly to the cause of the bankruptcy.
What type of misconduct is relevant?

Examples of the type of behaviour which may result in further action being taken are:-

e non-disclosure/removal of assets;

e dishonesty in obtaining credit;

e failure to keep or produce records which account for loss during the 2 years prior to the
bankruptcy petition;

e disposal of assets at less than their value resulting in a loss to creditors;

e payment of some creditors in preference to others;

e excessive pension contributions;

¢ failure to supply goods or services wholly or partly paid for, resulting in a loss to creditors;

e incurring debts (as an individual or a trader) which they had no reasonable prospect of

paying;

e gambling, rash and hazardous speculation or unreasonable extravagance which has
materially contributed to or increased the extent of the bankruptcy debts or which took place
between presentation of the petition and the date of the bankruptcy order;

e neglect of business affairs of a kind which may have materially contributed to, or increased
the extent of the bankruptcy;
fraud or fraudulent breach of trust;
failure to co-operate with the Official Receiver or the trustee;

If further action is warranted, the court when considering the bankrupt’s actions will take into
account any previous bankruptcy where the individual has been undischarged within 6 years of the
making of this bankruptcy order.

Please note that this list is not exhaustive. If you know of any misconduct on the part of the

bankrupt which you think may have contributed significantly to his/her bankruptcy, please put this
in writing to the Official Receiver (together with copies of any supporting documentation you have).

LS_008626018_00